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riidimoradalya

Master Your Financial Future

Join our comprehensive budgeting programs starting September 2025. Learn practical skills that transform how you manage money and plan for long-term financial security across Australian markets.

Foundation Budgeting Mastery

September 15 - November 30, 2025

Start with the fundamentals. This 11-week program covers expense tracking, income allocation, and creating sustainable spending plans. Perfect for anyone who's struggled with traditional budgeting methods or wants to build solid financial habits from scratch.

Advanced Investment Planning

January 20 - April 15, 2026

Take your budgeting skills deeper with investment integration and long-term wealth planning. We'll explore superannuation strategies, property planning, and creating investment budgets that align with your life goals over 10-30 year timeframes.

Real-World Applications

Work with actual Australian financial scenarios including housing costs, utilities, and local market conditions. Every exercise uses real data from Melbourne, Sydney, and regional markets.

Personalised Learning Paths

Whether you're managing a household budget or planning for retirement, our programs adapt to your specific situation. No generic advice — everything is tailored to your financial reality.

Practical Tools & Templates

Take home spreadsheet templates, mobile apps, and planning worksheets that you'll actually use. Our graduates report using these tools years after completing their programs.

Zelda Morgenstern, lead financial education instructor

Meet Your Lead Instructor

Zelda Morgenstern

After spending 12 years helping Australian families navigate financial planning, Zelda brings a refreshingly practical approach to budgeting education. She's worked with everyone from young professionals buying their first homes to retirees managing superannuation drawdowns. Her teaching style focuses on real-world problem solving rather than theoretical concepts.

Long-term Planning Australian Super Strategies Property Budgeting Risk Management

Ready to Transform Your Financial Planning?

Our next intake begins in September 2025. Early registration opens in June with limited spots available for personalised attention and practical application.

Get Course Information